What We Offer**

Home Improvement Loans

Your dream home can now become a reality! The Real People Home Improvement Loan can help you build, renovate or improve your home the way you want.

© Copyright 2016 Real People Home Finance (Pty) Ltd, registration number 2016/067411/07, a registered  credit provider (NCRCP 8134).

Terms and conditions apply to all advertised offers. ERRORS & OMISSIONS EXCEPTED. All loan applications are subject to final credit approval.

What is a Real People Home Improvement Loan?

The Real People Home Improvement Loan is a loan which is intended to finance your building, home renovation or home improvement needs.

The Real People Home Improvement Loan can enable you to purchase:

Building Material such as:

  • Bricks and Cement
  • Roofing material
  • Plumbing Material
  • Doors and window frames
  • Fencing and burglar gates
  • Paint
  • Paving
  • Any materials you might need to make renovations or improvements to your home

Home improvement goods for:

  • Kitchen renovation
  • Bathroom renovation
  • Lighting fittings
  • Carpets and blinds
  • Any materials you might need to make renovations or improvements to your home

Click here to find our participating stores

How does it work

  • The Real People Home Improvement Loan is only available at the retail stores that we have agreements with. Click here to see store list
  • You will need to go to a store to apply for your home improvement loan.
  • Please note that the store you use to apply for the loan will be the store you make your purchase at.
  • If you qualify for the loan, the money is paid directly to the store to pay for your building or renovation materials or goods, and you pay back your loan to Real People.

Benefits of a Real People Home Improvement Loan

Our home improvement loan offers you great benefits:

  • Loans – from R1000 up to R120 000*
  • Flexible repayment periods of up to 48 months
  • A quick and easy application process
  • Credit life insurance which covers you in case of death, disability or retrenchment
  • Convenience:
    • You choose where you want to purchase your building material or home improvement goods from any one of our many participating retail stores countrywide. Click here to see store list

*All loan applications are subject to final credit approval. Terms and conditions apply.