Make your dream home a reality with a Real People Home Improvement Loan**

Are you building, extending, renovating or improving your home?

The Real People Home Improvement Loan enables you to finance your home improvement requirements. Whether you are adding an extra room, putting in new kitchen fittings, paving your driveway or even painting your home, we have an affordable, simple finance solution for you. For your convenience Real people has agreements with leading home improvement retail stores country-wide, so you can choose where you want to purchase your homebuilding materials or goods for building, renovating or home improvements.

The Real People Home Improvement Loan is only available at the stores that we have agreements with. Click here to see store list. You will need to go to a store to apply for your home improvement loan.

** Real People Home Finance (Pty) Ltd, registration number 2016/067411/07, a registered  credit provider (NCRCP 8134). Terms and conditions apply to all advertised offers. ERRORS & OMISSIONS EXCEPTED. All loan applications are subject to final credit approval.

Check if you qualify for a Home Improvement Loan now!

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  • Pay Frequency

  • Occupation

  • Employment Status

  • Education Level


  • Province

  • City



Basic SalaryMinimum income R2000+

R 2000

Total SalaryBasic Salary + Benefits, Commission & Overtime

R 2000

Terms & Conditions

Terms & Conditions

By clicking that you have read the terms and conditions you consent and understand the following:

  • This pre-qualification assessment is subject to a full affordability assessment and credit check.
  • I am aware that this pre-qualification does not mean I will receive a loan from Real People Home Finance (Pty) Ltd based on the outcome of this assessment.
  • Real People Home Finance (Pty) Ltd reserve the right to do a Credit Bureau enquiry.
  • I confirm that I am not currently under administration, sequestration or debt review nor have I applied for administration, sequestration or debt review.
  • I confirm that the ID number I have entered is my own.
  • I confirm that the basic income is correct.
  • This pre-qualification is valid for 7 days from date of the pre-qualification assessment.


Marketing Consent Terms & Conditions

Marketing Consent Terms & Conditions

By clicking that you have read the terms and conditions you consent and understand the following:

  • The borrower consents that all confidential and personal information, obtained through this Pre-Qualification may be stored, processed, transmitted, modified, updated and transferred by Real People for the purposes of:
    • marketing additional products to you;
    • research recordal (over and above for Real People's operations), statistics and product design by Real People.

Real People refers to Real People (Pty) Ltd. and its holding company, affiliates, subsidiaries and divisions.

Approval number:

Loan installment:

Loan term:

An sms has been sent to:

To find a store sms

STORE to 44098 and a consultant will call you back.

standard sms rates apply